NYC Property Damage Litigation Attorney

Superior Skill, Superior Work Ethic, Superior Results

Property damage caused by construction mishaps, negligence, or environmental factors can lead to financial loss and lengthy legal disputes, highlighting the need for experienced representation.

Richman Law Firm PLLC can help property owners facing property damage disputes in New York City. Our background includes business, construction, and real estate litigation, providing our clients an advantage. We welcome questions and work to build strong strategies tailored to each client. Contact us today for a free consultation.

Common Types of Property Damage Insurance Claims

When it comes to property damage, the range of incidents that can lead to significant loss is vast. Regrettably, the insurance industry often demonstrates instances of bad faith, compelling policyholders to bear some costs themselves. Below, we list some common claims we may assist with.

  • Undervalued Claims: An undervalued claim occurs when an insurance company offers a settlement amount that is less than the actual cost of the damage.
  • Denied Claims: Insurance companies may deny claims by alleging that the damage is not covered under your policy or that you failed to meet specific policy requirements.
  • Uncovered Damage: Insurance companies sometimes refuse to cover certain types of damage, claiming they fall outside the scope of the policy.

Property Damage Claims We Can Help With

We have the experience and knowledge to handle a broad range of insurance coverage dispute claims. Our attorneys are well-versed in New York real estate laws and insurance policies, enabling us to provide comprehensive legal representation to our clients in all the following scenarios.

Residential Property Damage Claims

Whether you’ve suffered damage caused by a storm, fire, or vandalism, we understand the financial toll it can take. Our lawyers can be a valuable asset for homeowners. We assess what the policy covers, help you file a claim, negotiate, and litigate if necessary.

Commercial Property Damage Claims

Commercial property damage can affect the structure and business operations, resulting in a substantial loss of income. Our NYC attorneys have extensive experience assisting business owners in filing commercial property damage claims. We provide guidance and efficient recovery strategies.

Fire Damage

Fire damage from lightning strikes, heating equipment, human error, and short electrical circuits poses a significant threat to houses and businesses. The process of filing claims for fire damage to real property is intricate. Insurance providers may challenge the claim, questioning if the damaged property can be restored instead of entirely replaced. Our lawyers are ready to assist.

Water Damage

Plumbing leaks, roof damage, or flooding can all cause considerable water damage. The complexity lies in determining the source of the water damage and whether it is covered under your insurance policy. Some policies may cover sudden and accidental water damage but exclude damage due to failure to maintain the property. We have the skills and experience to know when insurers act in bad faith and can fight to protect your rights.

Wind Damage

Hurricanes, tornadoes, and severe storms can cause wind damage to roofs, windows, and even building structures. Insurance companies often dispute the extent of the damage or claim that the damage was due to pre-existing conditions or poor maintenance. We aim to provide prompt legal advice to help you confidently navigate your property damage claim.

Flood Damage

Flood damage, often more severe and costly than other water damage, can lead to further chemical, bacteria, and mold issues. Most homeowner’s insurance policies do not cover these, requiring policyholders to seek coverage through a specific flood insurance policy. Our attorneys may help you understand your coverage, file a claim, and negotiate with your insurance company to pursue the best possible compensation.

Damages That May Be Recovered in Property Damage Claims

The exact damages recoverable in property damage claims can vary based on the insurance policy terms and the nature of the property damage. Here are categories of damages that may typically be recovered:

  • Repair costs
  • Replacement costs
  • Reduction in market value as a result of the damage
  • Loss of use
  • Personal property damage
  • Cleanup costs
  • Incidental expenses (hotels, store units, etc.)

Next Steps After Your Property Has Been Damaged

When your property is damaged, the steps you take immediately after may impact your ability to recover compensation. Here are the appropriate steps to follow:

  1. Document the damage
  2. Notify your insurance company
  3. Prevent further damage
  4. Seek legal advice

How New York Property Damage Lawyers Can Help Policyholders

Property damage attorneys are crucial in detailing your legal rights, including pursuing fair compensation and accountability from insurance carriers or responsible parties. Our attorneys are litigators who have dealt with insurance companies in various cases. We may help by:

  • Reviewing your insurance policy to determine coverage
  • Gathering evidence to support your claim
  • Negotiating with the insurance company on your behalf
  • Representing you in court if litigation becomes necessary

Contact Us for a Free Consultation

Whether you’re dealing with a denied claim, an undervalued claim, or any other property damage issue, we can help. Led by Scott Richman, a real estate attorney, we may assist you in every step of filling an insurance claim in New York. Contact us today to schedule your free consultation.

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    Meet Mr. Richman
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    SCOTT B. RICHMAN, ESQ.

    Mr. Richman is the Managing Member and Founder of Richman Law Firm PLLC. In his role as Managing Member, Mr. Richman oversees the day-to-day operations of the firm and handles the litigation of the most complex legal matters across a vast array of practice areas and disciplines. ​

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